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I've never run into usage limits on a paid account. If you're using free accounts, there are severe limitations.

Asking both models to do the same thing and one gets it right is not a very good yardstick imo. Programming is not push button. There are a hundred ways to do everything. To get your project done with AI, you are going to have to work with it. The more you know about programming, the easier it will be.

With prompting, what I meant was, you have to know how to ask detailed, specific questions. Models like GPT have immense deep knowledge. I don't think most people understand just how deep. But you get out what you put in when it comes to complex tasks.

For example: If you gave the same project to an experienced programmer and someone who has never written code and told them to use AI to finish the project, who do you think is going to get it done faster/more effectively?

It's going to be the person that understands program structure, libraries, functions, etc. because they can write prompts that include that information and tell the AI exactly what to use for each step. Writing the lines of code becomes an afterthought because the AI can write 200 lines in 30 seconds.

With the skill level that some on this board possess, they can map out a schematic, use their vast knowledge and experience to write very specific prompts, and complete a project that would take 5 people two months to do in a week, by themselves.
For more advanced implementation support, some developers also use external AI-based tools. Such as generative ai software development https://artjoker.net/services/generative-ai-development-services/ to speed up coding and architectural decisions. In general, once you can read the meaning of Renko research, you can safely combine them with your BB logic in one basic strategy.